When it comes to the issue of wealth and money, we need to
know the notion of money and riches.
Why is it important for the average Muslim to study this
topic and to learn the essentials of Islamic finances?
1. We think as human beings that Allah created us with a
tendency to love wealth and money.
Allah (subhanahu wata’ala) states, "And you love wealth
with passionate love." This implies we love it more than anything else in
this life. How many folks do you know who are ready to lose their lives instead
of give their car at no cost? How many men and women are ready to lose their
lives to get a horse, property, a home.
Because of this love, we always like to see our prosperity
going Upward and panic when it goes down. Allah says, "Truly, insaan are
fearful creatures. When he is afflicted by a trial, he begins panicking, but
when they're given a lot of the blessings of Allah, they return. Few of My
servants are grateful." We get anxious easily. Those that are thankful are
the least.
2. We do not realize that maal belongs to Allah (subhanahu
wata’ala).
Allah says, "Give them from the cash of Allah, he has
given you." You were smart enough to come across the right and proper
means to get there, but it's because Allah (subhanahu wata’ala) made it
effortless for you. Click here for more information on the subject.
3. Since It's the money of Allah, Allah says we're entrusted
with it. We're the trustees.
Allah says, "Believe in Allah. Believe from the
messengers. Give in charity out of what Allah made you a citizenship."
This money is a hope and Allah will see how we cope with this. Are we going to
be grateful or ungrateful?
4. Money is considered rizq.
Allah promised that Nobody will die until he meets his
provision and lifetime. When you die, your supply came to a conclusion. The
Prophet (sal Allahu alayhi wa sallam) said, "The ruh came to me and
motivated that no soul will die until he meets his rizq (provision) and
duration." When they die, they die when their term is over and their
supply came to a conclusion.
Credit: Happy Muslim Family
5. Why are individuals of different classes?
There's upper class, upper middle class, lower class. Is it
Acceptable to classify people based on courses? Allah said, "He's the
person who made you generation after generation in the world. And He raised you
in ranks and classes and channels one over another to attempt you and test you
for what he's given you."
6. Why did Allah choose us to become lower middle class
Rather than upper middle class?
Why was I born in a household that has nothing? We always
want more and more. Some people may be born in enormous riches but were
unhappy. In regards to the distribution of wealth, Allah says, "It's those
who distribute the rahmah of Allah among themselves? It is He who distributes
their rizq and supply in this life and this universe." Allah makes the
supply. Allah says, "We left them courses / levels / levels one over the
other so that they may employ one another." Imagine if everyone is a
millionaire -- what would life look like? Would that even be possible? No, it
would not be possible. Who'd be your maid with low wage income? If everybody
was poor, who will lead the world and the ummah to advance and improve in this
lifetime? It would be extremely tough.
This does not mean to enslave, but it means to use -- use
Their talents and abilities and solutions and both benefit. Allah says,
"And the Mercy of Allah is truly better than anything they're hoarding and
collecting."
7. Allah demands of us that if He blesses us with a ni'ma,
We discuss it with others.
What do we mean by discussing? 2.5 percent is given to the
poor -- that is zakah. It's purification of the heart and of their wealth and
money. Allah wants us to talk with the bad. "And people who know that they
have in their own money a incredibly determined / measured percentage / haqq
for the beggar and destitute." Zakah is due once you have the nisaab. If
Allah blesses you with riches, and you have the nisaab and an whole year passes
by and your prosperity never goes under the nisaab, then you are bound to pay
2.5 percent of whatever you've got in the end of the year to the bad. It
doesn't matter if you neglect -- that the money becomes due! You want to
compute it and give it away to the poor or an agency to deliver it on your
behalf. The zakah is a right, and you need to give it away to the poor.
What's a du’a to make to be able to increase wealth? Allah
(swt) gave us in the Qur'an and Sunnah many halal sources of
earnings, and These sources of income are extremely straightforward and don't
need much effort. They Require a whole lot of ikhlaas -- sincerity from the
center and it'll put a good deal of barakah.
